80% of medical bills contain errors

Your medical bill might be wrong.
You have the right to fight it.

Tell us what happened. We write a professional, legally-grounded dispute letter personalized to your situation. You print it, sign it, and mail it. $29, once. No subscription.

Dispute My Bill — $29 See how it works →
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How it works

Three steps. No lawyers. No waiting.

Step 1

Describe your bill

Tell us who billed you, what happened, and how much you're disputing. Takes about 2 minutes.

Step 2

Pay $29 securely

One-time payment via Stripe. No account required. Takes 30 seconds.

Step 3

Get your letter

Your letter appears on screen instantly and lands in your inbox. Print it, sign it, send it.

What's in your letter

A complete, ready-to-send business letter — not a form letter.

Your specific facts

Personalized with your provider, dates, amounts, and exact situation — not a generic copy-paste.

Laws cited for your case

No Surprises Act, ACA appeal rights, CMS billing rules, or FDCPA — whichever applies to you.

Clear demands with deadline

Itemized bill, corrected charge, or refund — with a firm 30-day response window.

Escalation path stated

Notifies the provider you'll file complaints with CMS, state insurance commissioner, CFPB, and AG if unresolved.

Proper business letter format

Professional heading, formal tone, signature block. Print, sign, mail. No editing required.

Emailed immediately

Sent to your inbox the moment it's generated. Keep it. Forward it. Print it anytime.

What our customers say

"My hospital charged me $1,800 for a blood test that my insurance said should cost $140. BillFight wrote the letter in under a minute — the billing department reduced it to $160 within three weeks."

— Maria T., Austin, TX

"Got a surprise $2,400 bill from an out-of-network anesthesiologist after surgery at an in-network hospital. BillFight cited the No Surprises Act, and it was removed entirely."

— James K., Columbus, OH

"My insurance denied my MRI claim. Used BillFight's letter — they cited the right guidelines and the appeal was approved within two weeks. Paid for itself many times over."

— David R., Phoenix, AZ

Common situations we help with

If any of these sound familiar, you have grounds to dispute.

💊

Surprise billing

In-network hospital, out-of-network doctor you never chose. The No Surprises Act (2022) prohibits this — and we cite it.

🧾

Overcharges & billing errors

Charged for services you didn't receive, double line items, or fees that don't match your itemized bill.

🏥

Insurance denial

Your insurer denied a claim. You have the right to a formal internal appeal — our letter makes it official.

📋

EOB discrepancies

Your Explanation of Benefits doesn't match the hospital bill. We demand reconciliation in writing.

🔁

Duplicate charges

The same item or procedure appears twice on your bill. Request immediate correction and a refund.

📞

Coverage reduced or denied

Insurance covered less than expected after a pre-authorization or network agreement. Formally contest it.

Simple, honest pricing

One letter. One price. No surprises — we'd never do that to you.

$29
one-time  ·  no subscription  ·  no hidden fees
  • Personalized letter, generated in 60 seconds
  • Ready to print, sign, and mail today
  • Laws cited, demands stated, deadline set
  • Emailed to you immediately
  • A lawyer charges $300–$500/hr. You pay $29.
Get My Dispute Letter

BillFight provides document preparation assistance, not legal advice.

Tell us about your bill

Takes 2 minutes. You'll pay $29 after we save your details.

Please enter your name.

Valid email required.

Used in the letter header. Optional — you can add it before printing.

About your bill

Please enter the provider.

Please describe what happened.

The more detail you give, the stronger the letter. Include amounts, dates, and what you were told (or weren't).

Secure payment via Stripe. Your information is encrypted and never shared.

Frequently asked questions

No. BillFight provides document preparation assistance — we help you write a structured, legally-informed letter based on your situation. It is not legal advice and does not create an attorney-client relationship. For complex cases involving litigation or significant sums, consult a healthcare attorney.
Typically 30–60 days. Our letter sets a firm 30-day response deadline. Most billing errors are resolved within that window once a provider receives a formal written dispute. Insurance appeals can take longer — 60 days is typical for internal appeals.
Our letter includes the escalation path: filing complaints with the state insurance commissioner, CMS, CFPB, and the state attorney general. These agencies open formal investigations and providers take them seriously. For insurance denials, you can also request an external independent review under the ACA.
Yes — and uninsured patients often have the most leverage. Hospitals are legally required to offer financial assistance programs (Charity Care) and must give uninsured patients rates comparable to what they charge insurers. Our letter cites these obligations and demands they be applied to your bill.
Not necessarily. Under the FDCPA you can dispute a collection within 30 days of first contact — the collector must stop until they verify the debt. Even after that, a formal dispute to the original provider can force the account back and pause collection activity.
Yes. If you're not satisfied with your letter, email support@billfight.io within 7 days of purchase for a full refund — no questions asked. We stand behind what we generate.